Personal Line of Credit
A line of credit is a great tool to have, whether you need extra cash or just peace of mind. Get pre-approved for a certain amount and transfer when you need it! Payments based on amount you actually use, not on amount of your line of credit.
Amounts up to $20,000.00 for qualified members
Transfer money in person or over the phone
Convenient repayment through direct deposit and payroll deduction
Transfer from your available balance on your line of credit to your checking or savings account at the click of a button on Internet Banking or via the mobile app.
Please be aware that your payment may increase following an advance from your line of credit. The payment on your line of credit will be 3% of the balance, or $40.00, whichever is higher.
*Minimum advance: $100.00
Get Started
We make it easy to apply using our simple, online application. An MCFCU team member will work with you to finalize your loan.
Apply Online