About Us


At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other.  We offer full-service banking with the goal to help members build a better financial future and we’ve been doing that since 1978!


How Are We Different From a Bank? 

MCFCU is a not-for-profit financial cooperative owned and controlled by our members. Our Board of Directors serve as volunteers from the community, elected by our members. Our profits are returned to our members in the form of better rates, lower fees, and improved service.


Board Members

  • Anderson, Michael

  • Boram, Robert

  • Cox, Charlotte

  • James, Tom

  • Mraz, Joan

  • Ratliff, Janet

  • Smith, Darrell


Supervisory Committee

  • Knipp, Gary

  • Pierce, Karen

  • Porter, James