Mortgage Loans
Buying or refinancing a home is about you and your home, not about the mortgage. We've streamlined the process for both into easy steps. Once you have the financing you need you can focus on what really matters: your home.
Home Buyer Guide:
Answer a few questions in our Mortgage Center and you will be guided through the process.
Flexible Products:
Fixed, Adjustable Rate, Refinance and Unique loan options tailor fit to your needs.
Trusted Mortgage Partner:
MyCUmortgage is one of the largest Credit Union mortgage partners in the US. They are experts in helping you find the right mortgage loan.
Fixed Rate: Fixed rate mortgages are the simplest. Your payment will not change over the life of your loan because your interest rate cannot change. These are among the most popular loans for those reasons.
Adjustable Rate Mortgages: ARMs offer a lower starting interest rate and therefore, a lower monthly payment. Your rate and your payment may increase, though, as time goes on. ARMs are useful loans for a variety of circumstances.
FHA: Government-backed loan. Low, fixed interest rate. Reduced down payment options. Down payment can be a gift from a family member or other eligible donor. Less restrictive qualifying terms than a conventional mortgage
HomeReady: Financed through the Federal National Mortgage Association (Fannie Mae). A HomeReady loan is meant to help borrowers with low to moderate income buy or refinance a home by reducing the standard down payment and mortgage insurance requirements.
VA Loans: Available to qualified veterans, current military personnel, reservists and surviving spouses. Up to 100% financing without mortgage insurance. Less restrictive qualifying terms than conventional mortgages. Refinance options for eligible borrowers
Refinance: Why refinance? It may make sense if you can lower your interest rate or if the value of your home has increased. Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your monthly payment. Refinancing may be the right option for you if you are needing to switch from an adjustable rate loan to a fixed rate mortgage.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
