Checking
FREE! Checking
All-inclusive, completely free checking account. No monthly fees and no hassle!
Account Requirements:
An initial deposit of $50.00 is required
Account Features:
Make deposits and transfers via Internet Banking, telephone, mail, direct deposit, or in person
No minimum balance required
No monthly service charges
Unlimited deposits/withdrawals
Unlimited check writing privileges
Courtesy Pay for eligible members
Direct deposit
Free MasterCard Debit Card
Premier Checking
All the benefits of our free checking account, plus you’ll earn great interest rates!
Account Requirements
Minimum $100.00 deposit
Electronic delivery of statements and notices. * Opting out of e-Statements will incur a $3/month fee.
Account Features
Tiered Rates – so the higher the balance the more you earn
Make deposits and transfers via Internet Banking, telephone, mail, direct deposit, or in person
No minimum balance required after 10 business days
No monthly service charges (unless e-Statements are refused.)
Unlimited deposits/withdrawals
Unlimited check writing privileges
Overdraft Privilege for eligible members
Direct deposit
Free MasterCard Debit Card
Get Paid Up to Two Days Early with Direct Deposit
Get paid up to two days early! When your funds are directly deposited into your MCFCU account, they become available immediately, instead of waiting until the day they are scheduled to post. That’s often two days earlier than most traditional banks!
*Electronic deposits are available up to two business days early depending on timing of receipt into our Automatic Clearing House (ACH) database. Member must be enrolled in direct deposit.
