Summer Skip-a-Pay: Now through August 25
Twice per year MCFCU offers the Skip-a-Pay program as a convenient way for our members to save money. Whether you need to catch up on bills, pay for vacation, or simply have some extra cash, Skip-a-Pay can help.
To apply for Skip-a-Pay, please click the button below to print out the form, fill it out, and return to the Credit Union by mail, fax, night drop, or in person. Applications must be received by July 27th to skip July, or by August 25th to skip August payments. Certain restrictions apply; please see the form or speak to a Member Service Representative for details.
Loan Reserve Account Holders
As you may already be aware, members that have a Loan Reserve account at the Credit Union can manage those funds via Internet Banking and the mobile app. If your Skip-a-Pay application is approved, you will have immediate access your money! Once you see that your due date has successfully advanced, you can transfer the excess from the Loan Reserve. Simply be sure to leave enough to satisfy any loan payments that were not skipped. If you have any questions regarding your payments or transfers, please contact us via your Internet Banking or mobile app, or by phone at (606) 784-2201.
Internet Banking Transfers
For members who have setup transfers within their Internet Banking to move money will need to review their transfers to see if they need to be changed due to skipping a payment. Credit Union staff are unable to change transfers setup within an individual member’s Internet Banking. Payments or transfers will continue unless changed by the member to accommodate the skipped payment. If you need assistance, please contact us by phone at (606) 784-2201.