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Summer Skip-a-Pay

It’s time again for summer Skip-a-Pay! MCFCU offers the Skip-a-Pay program twice a year as a convenient way for our members to save money. Whether you need to catch up on bills, pay for your vacation, or simply have some extra cash, Skip-a-Pay can help. Apply now to skip your loan payment for July or August!

To apply, just print out the form below, fill it out, and return it to the Credit Union in person or by mail, fax, or night drop. Applications must be received by July 25th to skip July payments, or by August 26th to skip August payments.

A processing fee of $25 will be charged for each loan skipped.  For other terms and restrictions, please see the form below or speak to a Member Service Representative.

Click here for the 2019 Skip-a-Pay Form.


Loan Reserve Account Holders
Members that have a Loan Reserve account at the Credit Union can manage those funds via Internet Banking and the mobile app. If your Skip-a-Pay application is approved, you will have immediate access your money! Once you see that your due date has successfully advanced, you can transfer the excess from your Loan Reserve. Just be sure to leave enough to satisfy any loan payments that were not skipped. If you have any questions regarding your payments or transfers, please contact us at (606) 784-2201.

Internet Banking Transfers
If you have automatic transfers set up within your Internet Banking, you will need to review them in case they need to be changed due to skipping your payment. Credit Union staff are unable to change transfers setup within an individual member’s Internet Banking, so payments or transfers will continue unless changed by the member to accommodate the skipped payment. If you need assistance, please contact us at (606) 784-2201.

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