If those holiday expenses are stacking up, why not apply for our Holiday Skip-a-Pay? MCFCU offers the Skip-a-Pay program twice a year as a convenient way for our members to save money. Whether you’re going to be traveling, buying gifts, or just need some extra cash, Skip-a-Pay can help. Apply November 1st – December 26th to skip your loan payment!
To apply, just print out the form below, fill it out, and return it to the Credit Union in person or by mail, fax, or night drop. Applications must be received by November 26th to skip November payments, or by December 26th to skip December payments.
A processing fee of $25 will be charged for each loan skipped. For other terms and restrictions, please see the form below or speak to a Member Service Representative.
Loan Reserve Account Holders
Members that have a Loan Reserve account at the Credit Union can manage those funds via Internet Banking and the mobile app. If your Skip-a-Pay application is approved, you will have immediate access your money! Once you see that your due date has successfully advanced, you can transfer the excess from your Loan Reserve. Just be sure to leave enough to satisfy any loan payments that were not skipped. If you have any questions regarding your payments or transfers, please contact us at (606) 784-2201.