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Rates

Rates as of: 08/24/2017
APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
Rates are subject to change. Please call us 606.784.2201 to confirm current rates.

Loan Rates

Loan Type Term Loan Description APR* APR Type
New Auto Loan  24 month AUTO (New or 1 year old with less than 20000 miles) 2.00% Fixed
New Auto Loan  36 month AUTO (New or 1 year old with less than 20000 miles) 2.25% Fixed
New Auto Loan  48 month AUTO (New or 1 year old with less than 20000 miles) 2.50% Fixed
New Auto Loan  60 month AUTO (New or 1 year old with less than 20000 miles) 3.00% Fixed
New Auto Loan  72 month AUTO (New or 1 year old with less than 20000 miles) 3.50% Fixed
New Auto Loan  84 month AUTO (New or 1 year old with less than 20000 miles) 4.25% Fixed
Used Auto Loan  24 month Used Auto up to 10 years old 2.75% Fixed
Used Auto Loan  36 month Used Auto up to 10 years old 3.00% Fixed
Used Auto Loan  48 month Used Auto up to 10 years old 3.25% Fixed
Used Auto Loan  60 month Used Auto up to 10 years old 3.50% Fixed
Used Auto Loan  72 month Used Auto up to 10 years old 4.25% Fixed
Used Auto Loan  84 month Used Auto up to 10 years old, over $20,000 5.00% Fixed
Used Auto Loan  24 month Used auto over 10 years old 6.00% Fixed
Used Auto Loan  36 month Used auto over 10 years old 6.50% Fixed
Used Auto Loan  48 month Used auto over 10 years old 7.00% Fixed
Recreational Loan  24 month New or used recreation 4.75% Fixed
Recreational Loan  36 month New or used recreation 5.25% Fixed
Recreational Loan  48 month New or used recreation 5.75% Fixed
Recreational Loan  60 month New or used recreation 6.25% Fixed
Recreational Loan  72 month New or used recreation 6.75% Fixed
Equipment Loan  24 month New or used farm/business equipment 5.25% Fixed
Equipment Loan  36 month New or used farm/business equipment 5.75% Fixed
Equipment Loan  48 month New or used farm/business equipment 6.25% Fixed
Equipment Loan 60 month New or used farm/business equipment 6.75% Fixed
Equipment Loan  72 month New or used farm/business equipment 7.25% Fixed
Signature Loan  12 month Signature Loan 5.75% Fixed
Signature Loan  24 month Signature Loan 6.25% Fixed
Signature Loan  36 month Signature Loan 6.75% Fixed
Signature Loan  48 month Signature Loan 7.25% Fixed
Signature Loan  60 month Signature Loan 7.75% Fixed
Travel Loan  30 days Travel Loan 5.75% Fixed

*Annual Percentage Rate. Rate based on your credit history. Your actual rate may be higher.
*Rates as low as

Certificates

Certificate Description Term Dividend Rates APY*
Share Certificate (03 month) 91 Days 0.50% 0.50%
Share Certificate (06 month) 183 Days 0.60% 0.60%
Share Certificate (07 month) 213 Days 0.75% 0.75%
Share Certificate (12 month) 365 Days 1.00% 1.00%
Share Certificate (15 month) 456 Days 1.00% 1.00%
Share Certificate (18 month) 548 Days 1.15% 1.15%
Share Certificate (24 month) 730 Days 1.25% 1.26%
Share Certificate (36 month) 1095 Days 1.50% 1.51%
Share Certificate (48 month) 1460 Days 1.70% 1.71%

*Annual Percentage Yield.

Savings/Shares Rates

Description Term Dividend Rates APY*
Share Account N/A 0.25% 0.25%
Christmas Club N/A 0.25% 0.25%
Vacation Club N/A 0.25% 0.25%

*Annual Percentage Yield.

IRAs

Description Term Dividend Rates APY*
IRA Share Account N/A 0.25% 0.25%
IRA Share Certificate (12 month) 365 Days 1.00% 1.00%
IRA Share Certificate (24 month) 730 Days 1.25% 1.26%
IRA Share Certificate (36 month) 1095 Days 1.50% 1.51%

*Annual Percentage Yield.

Rates are subject to change. Please call us 606.784.2201 to confirm current rates.

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