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Rates

Rates as of: 05/23/2017
APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Loan Type Term Loan Description APR* APR Type
New Auto Loan  24 month AUTO (New or 1 year old with less than 20000 miles) 1.50% Fixed
New Auto Loan  36 month AUTO (New or 1 year old with less than 20000 miles) 1.75% Fixed
New Auto Loan  48 month AUTO (New or 1 year old with less than 20000 miles) 2.00% Fixed
New Auto Loan  60 month AUTO (New or 1 year old with less than 20000 miles) 2.50% Fixed
New Auto Loan  72 month AUTO (New or 1 year old with less than 20000 miles) 3.00% Fixed
Used Auto Loan  24 month Used Auto up to 10 years old 2.25% Fixed
Used Auto Loan  36 month Used Auto up to 10 years old 2.50% Fixed
Used Auto Loan  48 month Used Auto up to 10 years old 2.75% Fixed
Used Auto Loan  60 month Used Auto up to 10 years old 3.00% Fixed
Used Auto Loan  72 month Used Auto up to 10 years old 3.75% Fixed
Used Auto Loan  24 month Used auto over 10 years old 5.00% Fixed
Used Auto Loan  36 month Used auto over 10 years old 5.50% Fixed
Used Auto Loan  48 month Used auto over 10 years old 6.00% Fixed
Recreational Loan  24 month New or used recreation and farm equip. 4.50% Fixed
Recreational Loan  36 month New or used recreation and farm equip. 5.00% Fixed
Recreational Loan  48 month New or used recreation and farm equip. 5.50% Fixed
Recreational Loan  60 month New or used recreation and farm equip. 6.00% Fixed
Recreational Loan  72 month New or used recreation and farm equip. 6.50% Fixed
Signature Loan  12 month Signature Loan 4.75% Fixed
Signature Loan  24 month Signature Loan 5.25% Fixed
Signature Loan  36 month Signature Loan 5.75% Fixed
Signature Loan  48 month Signature Loan 6.25% Fixed
Travel Loan  30 days Travel Loan 4.75% Fixed

*Annual Percentage Rate. Rate based on your credit history. Your actual rate may be higher.
*Rates as low as

Certificates

Certificate Description Term Dividend Rates APY*
Share Certificate (03 month) 91 Days 0.45% 0.45%
Share Certificate (06 month) 183 Days 0.60% 0.60%
Share Certificate (07 month) 213 Days 0.85% 0.85%
Share Certificate (12 month) 365 Days 0.90% 0.90%
Share Certificate (15 month) 456 Days 0.95% 0.95%
Share Certificate (18 month) 548 Days 1.00% 1.00%
Share Certificate (24 month) 730 Days 1.15% 1.15%
Share Certificate (36 month) 1095 Days 1.25% 1.26%
Share Certificate (48 month) 1460 Days 1.50% 1.51%

*Annual Percentage Yield.

Savings/Shares Rates

Description Term Dividend Rates APY*
Share Account N/A 0.25% 0.25%
Christmas Club N/A 0.25% 0.25%
Vacation Club N/A 0.25% 0.25%

*Annual Percentage Yield.

IRAs

Description Term Dividend Rates APY*
IRA Share Account N/A 0.25% 0.25%
IRA Share Certificate (12 month) 365 Days 1.00% 1.00%
IRA Share Certificate (24 month) 730 Days 1.15% 1.15%
IRA Share Certificate (36 month) 1095 Days 1.25% 1.26%

*Annual Percentage Yield.

Rates are subject to change. Please call us 606.784.2201 to confirm current rates.

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